Risk & AML Specialist
Cermati · Central Jakarta, Jakarta, id
Sekilas tentang pekerjaan ini
Cermati mencari Risk & AML Specialist untuk menangani manajemen risiko dan AML-CFT di Jakarta Pusat. Posisi ini ditujukan bagi kandidat dengan pengalaman 2–3 tahun di bidang manajemen risiko atau AML dalam industri keuangan.
Tugas utama
- Mengumpulkan dan menganalisis data risiko serta kesehatan perusahaan.
- Melakukan RCSA, KRI, dan penghitungan risiko operasional.
- Menjalankan proses AML-CFT, termasuk KYC/CDD, pemantauan transaksi, dan pelaporan.
- Melakukan penilaian risiko, pengendalian internal, serta pelatihan AML-CFT.
- Menyusun laporan regulator dan memantau rencana aksi lintas unit.
Kualifikasi utama
- Minimal S1 Ekonomi, Teknik, Matematika/Ilmu Eksakta, atau bidang terkait.
- Pengalaman 2–3 tahun di manajemen risiko atau AML industri keuangan.
- Memahami TKS, RCSA, KRI, AML-CFT, IRA, dan regulasi OJK.
- Mampu menganalisis data, mahir Microsoft Excel, dan berkomunikasi efektif.
- Sertifikasi atau pelatihan manajemen risiko dan AML diutamakan.
Ringkasan ini dibuat dengan AI dari deskripsi di bawah. Yang berlaku adalah deskripsi lengkapnya di situs Cermati.
Deskripsi pekerjaan
Collect and process risk data from all work units and group entities Conduct analysis of the Company’s Health Level (risk profile, GCG, capital, profitability). Perform RCSA & KRI on a regular basis, calculate operational risk composite. Carry out AML-CFT (Anti-Money Laundering – Counter Financing of Terrorism) tasks in the company and ensure the company is not misused for money laundering or terrorism financing by applying KYC/CDD principles when onboarding customers, monitoring suspicious transactions, and reporting to PPATK and OJK (such as STR and CTR).
Conduct risk assessment and internal control, train employees to understand AML/CFT risks, and ensure regulatory compliance through policies, procedures, and the use of filtering systems against terrorist/sanction lists. Also, perform customer identification risk measurement (AML) through IRA. Identify potential risk issues and escalate them to the ERM Manager.
Prepare periodic reports for regulators in accordance with regulations. Support the development and implementation of ERM, Operational Risk & Credit Risk, as well as monitoring cross-unit action plans. Responsible for the technical implementation of AML-CFT, regular reporting, and AML-CFT risk assessment by coordinating with the Compliance team of each entity.
Minimum Bachelor’s degree in Economics, Engineering, Mathematics/Exact Sciences, or a related field. 2–3 years of experience in risk management or AML within the financial industry. Strong understanding of TKS, RCSA, KRI, AML-CFT, IRA, and OJK regulations. Strong data analysis skills, proficient in Microsoft Excel, and effective communication abilities. Relevant certifications or training in risk management and AML are preferred.