Trainee - EBB RM Development Program - Surabaya Pasar Atom
PT Bank CIMB Niaga · Indonesia
Sekilas tentang pekerjaan ini
Program Trainee - EBB RM Development Program di PT Bank CIMB Niaga berfokus pada pengembangan hubungan bisnis dengan debitur, konsultasi finansial, dan pengelolaan kredit. Penempatan di Surabaya Pasar Atom; fresh graduate diutamakan dengan pengalaman kerja maksimal satu tahun.
Tugas utama
- Mencari dan menjaga hubungan bisnis dengan debitur potensial maupun existing.
- Menyusun rencana aktivitas penjualan harian dan bulanan.
- Mencari debitur potensial untuk mencapai target bisnis.
- Memberikan konsultasi finansial dan menawarkan produk sesuai kebutuhan debitur.
- Mengelola proses kredit serta memantau pembayaran dan kualitas portofolio.
Kualifikasi utama
- Sarjana semua jurusan dengan IPK minimal 3,0.
- Usia maksimal 27 tahun.
- Fresh graduate diutamakan; pengalaman kerja maksimal 1 tahun.
- Memiliki motivasi tinggi dan bersemangat.
- Minat pada sales serta memiliki kemampuan komunikasi dan interpersonal yang baik.
Ringkasan ini dibuat dengan AI dari deskripsi di bawah. Yang berlaku adalah deskripsi lengkapnya di situs PT Bank CIMB Niaga.
Deskripsi pekerjaan
Seek and maintain business relationship with potensial & existing debtor by providing financial solution as business needs. Strategy and Planning Design daily and monthly Sales Activity Plan as guidance for SPT achievement Business Performance and Management Seek proactively potential debtor to achieve business target Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs Responsible to EBB credit portfolio growth and optimalization credit usage Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance Determine debtor’s ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation Do early recogniation watchlist for each debtor and inform the management if needed
- Bachelor degree any major with GPA min. ≥ 3.0 - Age max. 27 years old - Preferable fresh graduate (Max. 1 year working experience) - High Motivation & driven /energetic - Passionate about sales - Good communication & interpersonal skills