Secured Loan Department Head - Credit Control Services, Operations, SeaBank
Sekilas tentang pekerjaan ini
Secured Loan Department Head di SeaBank Indonesia bertanggung jawab atas pengendalian administrasi, dokumentasi, pelaporan, dan kepatuhan kredit. Posisi ini ditujukan bagi kandidat dengan pengalaman relevan minimal 4 tahun di industri perbankan, terutama bidang kredit atau secured loan.
Tugas utama
- Meninjau dan memverifikasi persetujuan pencairan kredit sesuai peraturan.
- Menyusun laporan penilaian agunan sesuai ketentuan regulator.
- Menyiapkan laporan internal dan eksternal tentang portofolio kredit.
- Memastikan administrasi kredit komersial dan konsumer terpusat.
- Mengawasi dokumentasi berkas kredit dan kepatuhan aktivitas kredit.
Kualifikasi utama
- S1 semua jurusan; diutamakan Ekonomi, Manajemen, Administrasi, atau Akuntansi.
- Minimal 4 tahun pengalaman relevan di industri perbankan, khususnya kredit atau secured loan.
- Menguasai peraturan BI, OJK, dan hukum terkait kegiatan perbankan.
- Memahami masalah akuntansi dan hukum.
- Memahami proses litigasi.
Ringkasan ini dibuat dengan AI dari deskripsi di bawah. Yang berlaku adalah deskripsi lengkapnya di situs SeaBank Indonesia.
Deskripsi pekerjaan
- Review and verify credit disbursement approvals to ensure all Credit Disbursement Process comply with applicable regulations
- Conduct and prepare collateral assessment reports in accordance with regulatory requirements
- Prepare and deliver timely, accurate internal and external reports on credit portfolio overview
- Ensure and validate the centralization of credit administration for both pre/post commercial and consumer credit
- Oversee proper documentation of credit files across all upcountry branches
- Monitor credit activities through regular reporting to ensure ongoing compliance and risk control
Requirements
- Bachelor’s degree in any major, preferably Economics, Management, Administration and Accounting.
- Min. 4 years relevant experience in banking industry, especially in credit / secured loan.
- Mastering BI, OJK regulations and applicable laws related to bank activities.
- Understand accounting and legal issues.
- Understand the litigation process.