Financing Analytics & Modeling Division Head
TechConnect.id · Jakarta, Indonesia
Sekilas tentang pekerjaan ini
TechConnect.id membuka posisi Financing Analytics & Modeling Division Head di Jakarta, Indonesia, untuk memimpin analitik dan pemodelan pembiayaan. Posisi ini ditujukan bagi kandidat dengan pengalaman minimal 5 tahun di analitik data, manajemen risiko, atau pengembangan model credit scoring.
Tugas utama
- Memimpin pengembangan dan penerapan model analitik pembiayaan, termasuk credit scoring.
- Mengawasi analisis portofolio, kualitas aset, kinerja debitur, dan tren risiko.
- Mengelola tim data scientist dan analyst dalam proyek analitik hingga deployment.
- Berkoordinasi dengan Risk Management, Financing, dan IT terkait kebijakan dan infrastruktur data.
- Mengukur risiko kredit serta memantau dan menyempurnakan model internal pembiayaan.
Kualifikasi utama
- Minimal 5 tahun pengalaman di analitik data, manajemen risiko, atau pengembangan model credit scoring.
- Berpengalaman membangun dan memelihara model risiko kredit dengan machine learning.
- Mampu mengolah dan menganalisis data berskala besar.
- Berpengalaman memantau kinerja model dan mengusulkan penyempurnaan.
- Berpengalaman menerapkan proses ETL untuk data risiko pembiayaan.
Ringkasan ini dibuat dengan AI dari deskripsi di bawah. Yang berlaku adalah deskripsi lengkapnya di situs TechConnect.id.
Deskripsi pekerjaan
- Lead the development and implementation of financing analytics models (credit scoring, risk rating, and behavioral scoring) to support data-driven decision making.
- Oversee financing portfolio analysis to monitor asset quality, debtor performance, and risk trends in support of mitigation strategies.
- Manage a team of data scientists and analysts in executing analytics projects, including data preparation, modeling, evaluation, and model deployment into production systems.
- Coordinate with related divisions such as Risk Management, Financing, and IT in developing policies, model parameters, and analytics data infrastructure.
- Drive innovation and the implementation of AI/ML technologies to improve the efficiency, accuracy, and speed of financing analysis processes.
- Conduct credit risk measurement on internal models applied to financing products that utilize scoring systems to ensure accurate quality assessments and minimize potential bank losses.
- Develop and monitor internal models for financing products that use scoring systems, anticipate potential challenges and risks, and take prompt mitigation actions.
Requirements
- Minimum 5 years of experience in data analytics, risk management, or credit scoring model development within the financial services, banking, or fintech industry.
- Proven experience in building and maintaining credit risk models using advanced analytics and machine learning techniques.
- Strong ability to process and analyze large-scale data to support strategic decision making.
- Experience in regularly monitoring and evaluating model performance, as well as proposing enhancements to ensure model reliability.
- Experience working in a multidisciplinary environment and collaborating with cross-functional teams such as Risk, Finance, and IT to generate actionable analytical insights.
- Hands-on experience in implementing ETL (Extract, Transform, Load) processes to collect, process, and manage financing risk-related data.