Business Development Associate - Collateral Loan
Cermati · Jakarta, Jakarta, id
Sekilas tentang pekerjaan ini
Cermati membuka posisi Business Development Associate - Collateral Loan di Jakarta. Posisi ini menangani pengembangan kanal rujukan, pengelolaan prospek, dan koordinasi pinjaman dengan persyaratan pengalaman minimal tiga tahun di posisi serupa.
Tugas utama
- Merekrut dan mengaktifkan agen pihak ketiga sebagai kanal rujukan
- Memetakan wilayah dan klaster potensial untuk pinjaman beragunan
- Mengelola prospek hingga menjadi aplikasi pinjaman yang memenuhi kualifikasi
- Melakukan pemeriksaan awal atas agunan dan kelayakan kredit pemohon
- Mengoordinasikan proses pencairan pinjaman dengan klien dan tim internal
Kualifikasi utama
- Pendidikan minimal S1
- Pengalaman minimal 3 tahun di posisi serupa
- Pengalaman di perusahaan leasing mobil dan motor dengan produk pinjaman beragunan serupa
- Mahir Microsoft Office serta memahami literasi keuangan dan analisis kredit dasar
- Memahami regulasi multifinance dan penilaian dasar agunan
Ringkasan ini dibuat dengan AI dari deskripsi di bawah. Yang berlaku adalah deskripsi lengkapnya di situs Cermati.
Deskripsi pekerjaan
Partner Recruitment : Identify and onboard third-party agents, such as used car dealers and collateral loan agencies, to act as consistent referral channels. Territory Mapping : Conduct physical and digital market surveys to identify high-potential SME clusters and residential areas for collateralized lending. Lead Management : Convert incoming inquiries and cold leads into qualified loan applications through proactive follow-ups and CRM tracking.
Initial Pre-Screening : Perform preliminary checks on collateral quality and applicant creditworthiness to ensure high approval rates from the credit team. Pipeline Coordination : Act as the primary liaison between the client and internal departments to ensure rapid loan disbursement within agreed service levels. Competitor Analysis : Monitor the interest rates and Loan-to-Value (LTV) ratios of rival multifinance firms to maintain a competitive product edge.
Micro-Marketing Activation : Organize and execute grassroots promotional events, such as booth setups in traditional markets or community hubs, to capture direct leads. Account Retention : Maintain ongoing relationships with existing borrowers to facilitate loan top-ups and renewals once they reach eligible payment milestones.
Bachelor’s Degree (S1) Worked in car & motorcycle leasing companies with similar collateral loan product Have worked in similar position at least 3 years Proficient with Microsoft office Have financial literacy & basic credit analysis for collateral loan Understand regulatory & compliance for multifinance Basic collateral appraisal skills
Min TOEFL 500 SPPI & APPI certification is a plus Have SIM A or SIM C