Baas Operational and Credit Analyst
PT Ilectra Motor Group · TANGERANG SELATAN, BANTEN, ID
Sekilas tentang pekerjaan ini
Sebagai Baas Operational and Credit Analyst di PT Ilectra Motor Group, Anda menangani verifikasi pelanggan, analisis kredit, dan pemantauan risiko. Posisi ini berlokasi di Tangerang Selatan, Banten.
Tugas utama
- Memverifikasi identitas pelanggan dan menjalankan proses KYC, CDD, serta EDD
- Menganalisis data keuangan, riwayat kredit, dan dokumen untuk menilai kelayakan kredit
- Memantau pembayaran, eksposur kredit, kinerja portofolio, dan indikator risiko
- Menyiapkan laporan analisis dan berkoordinasi menyelesaikan kendala operasional serta akun bermasalah
Ringkasan ini dibuat dengan AI dari deskripsi di bawah. Yang berlaku adalah deskripsi lengkapnya di situs PT Ilectra Motor Group.
Deskripsi pekerjaan
- Perform customer identification and verification processes in accordance with company KYC policies and applicable regulations
- Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for higher-risk customers and ensure proper documentation
- Review and analyze customer information, financial data, credit history, and supporting documents to assess creditworthiness and risk
- Conduct periodic credit reviews and monitor customer payment performance, credit exposure, and changes in risk profile
- Ensure customer records, KYC documentation, and credit information are complete, accurate, and up to date for operational and regulatory purposes
- Monitor portfolio performance, including delinquency, overdue accounts, churn rate, and other relevant risk indicators
- Perform regular data analysis and prepare reports to provide insights and recommendations for credit and operational decision-making
- Coordinate with relevant internal teams to support operational processes, resolve discrepancies, and recommend appropriate actions for high-risk or overdue accounts
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