Credit Risk & Anti-Fraud Manager (BNPL/Personal Loan) - Jakarta - Global Payment
ByteDance · Jakarta Selatan, Jakarta Raya, Indonesia
Sekilas tentang pekerjaan ini
ByteDance mencari Credit Risk & Anti-Fraud Manager untuk mengelola risiko kredit pada bisnis pinjaman. Posisi ini berbasis onsite di kantor Jakarta Selatan dengan pengaturan kerja lima hari onsite; pengalaman 3+ tahun di manajemen risiko kredit menjadi kualifikasi yang diutamakan.
Tugas utama
- Menilai dan mengelola risiko kredit pada bisnis pinjaman.
- Memantau indikator risiko serta mengidentifikasi potensi risiko dan anomali.
- Mengembangkan dan menerapkan kebijakan, kerangka kerja, serta proses manajemen risiko kredit.
- Berkolaborasi dengan tim bisnis dan lintas fungsi untuk mengendalikan risiko kredit.
- Menyusun laporan penilaian risiko dan rekomendasi bagi pengambilan keputusan.
Kualifikasi utama
- Minimal S1 di bidang Finance, Economics, Statistics, atau bidang terkait.
- Memahami prinsip, metodologi, proses, penilaian, dan pengendalian risiko kredit.
- Mampu berkomunikasi dan berkolaborasi dengan tim bisnis serta lintas fungsi.
- Mahir berbahasa Inggris lisan dan tulisan.
- Pengalaman 3+ tahun di bidang risiko kredit lebih disukai; pengalaman consumer lending, cash loans, atau supply chain finance menjadi nilai tambah.
Ringkasan ini dibuat dengan AI dari deskripsi di bawah. Yang berlaku adalah deskripsi lengkapnya di situs ByteDance.
Deskripsi pekerjaan
The Global Payment team of ByteDance provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on ByteDance platforms including TikTok.
Responsibilities
- Assess and manage credit risk across lending businesses, and develop appropriate risk management strategies to ensure business stability and sound risk control.
- Monitor and analyze key credit risk indicators, identify potential risks and anomalies, and drive timely mitigation actions.
- Participate in the development and implementation of credit risk management policies, frameworks, and processes.
- Partner closely with business and cross-functional teams to identify, control, and mitigate credit risks.
- Prepare regular risk assessment reports and recommendations to support business and risk management decisions.
This role will be based onsite at our office and will require a 5-day onsite work arrangement.
Minimum Qualification(s)
- Bachelor’s degree or above in Finance, Economics, Statistics, or a related field.
- Solid knowledge of credit risk management principles, methodologies, and processes, with a strong understanding of risk assessment and risk control practices.
- Strong communication and collaboration skills, with the ability to work effectively with business and cross-functional teams.
- Proficiency in both oral and written English for regular collaboration with cross-regional teams and stakeholders.
Preferred Qualification(s)
- 3+ years of experience in credit risk management, with practical experience in areas such as consumer lending, cash loans, or supply chain finance.
- Strong data analysis and statistical skills, with proficiency in relevant risk management tools and analytical software.